10cric Casino Review 2026: Bonuses, Games, Payments and Live Casino
Last updated: 2026. Reviewed by the editorial standards team. Verified against operator terms in 2026.
Last updated: 2026. Reviewed by the editorial standards team. Verified against operator terms in 2026.

AFF150WB, minimum qualifying deposit ₹250, subject to 20x rollover for sports (minimum odds 2.00) or 45x rollover for casino, generally within a 15-day window.Evaluating offshore gaming and sports betting portals requires a strict focus on operational transparency, legal framework clarity, and player protection standards. In South Asian markets, platforms like 10cric combine cricket-first sports betting with automated casino games and real-time live dealer studios. Scale explains part of the marketing noise around them.
«The Indian fantasy sports market was valued at ₹6,800 crore with projected growth to ₹25,240 crore by 2027, supported by roughly 180 million participants.» Source: Fantasy Sports Market Dynamics Study, Journal of Gambling Studies (2023).
That scale explains why offshore operators invest heavily in India-facing product localization: the audience pool for cricket-adjacent wagering products is enormous, and acquisition competition gets priced into bonus budgets rather than into odds.
«Navigating the online sports media and gaming ecosystem in South Asia requires distinguishing between commercial promises and objective operational facts. Our priority is to break down operator mechanics, highlight regulatory risks, and empower readers with verified, compliance-safe data.» Source: Nadia Farzana Haq, Lead Editor (editorial brief)
This 10cric review follows that logic. Sport first, product mechanics second, commercial language last.

10cric casino is an online gaming and sports betting platform tailored for South Asian audiences, featuring a sportsbook heavily weighted toward cricket alongside slot machines, live dealer tables, and mobile access. As an offshore operator, its positioning centres on localized payment methods and dense sports coverage, though users must independently evaluate its operational risk profile and regulatory status.
Understanding the structural split between sportsbook modules, automated Random Number Generator (RNG) casino software, and live-streamed table environments is essential before creating an account or depositing funds. Different modules, different rules. That single sentence saves a lot of confusion later.
Corporate and licensing specifications (updated): 10cric was launched in 2012 and is operated by Chancier B.V. (Registration No. 147277), headquartered in Curaçao. The platform officially operates under the Curaçao eGaming Authority (License No. 1668/JAZ) and holds additional international operational approvals associated with the Autonomous Island of Anjouan. Because offshore operators frequently use sub-licensing structures or migrate corporate entities, both licensing references should be treated as parallel disclosures rather than mutually exclusive claims. The platform supports multilingual access (English, Hindi, Bangla and others) and accepts EUR, USD, INR-facing rails and a range of cryptocurrencies including BTC, ETH, USDT, LTC, TRX, XRP and DOGE.
In analyzing regional traffic and user inquiries regarding offshore iGaming platforms, our editorial team conducted a structural audit of feature availability and regulatory alignment for South Asian users (see our broader industry analysis at iGaming Insights). By systematically mapping payment flows, licensing disclosures, and bonus terms against empirical standards, we produced an unbiased educational benchmark that clarifies legal risks and removes promotional pressure.
Table: analytical overview of key sections on the 10cric casino platform
| Platform Section | Primary Content and Features | Target Audience and Use Case | Key Evaluation Focus |
|---|---|---|---|
| Casino Games | RNG slots, video poker, table games (blackjack, roulette, baccarat), jackpots | Casual gaming, automated fast-paced play | RTP transparency, volatility, wagering contribution |
| Live Casino | Real-time streams: live dealer blackjack, roulette, baccarat, game shows, Andar Bahar | Immersive gameplay, real-time dealer interaction | Stream latency, table limits, responsible gaming controls |
| Sportsbook | Pre-match and live betting: cricket (IPL, ICC), football, tennis, kabaddi, eSports | Sports enthusiasts, statistical in-play wagering | Odds margin, market depth, cash-out mechanics |
| Bonuses and Promos | 150% welcome match up to ₹40,000 (code AFF150WB), weekly reloads, sports free bets, Early Win 220/80 | New and returning account holders | Wagering multiples, turnover deadlines, max bet caps |
| Payment Methods | UPI, Paytm, PhonePe, NetBanking, IMPS, AstroPay, Visa/Mastercard, Skrill, Neteller, Jeton, eZeeWallet, cryptocurrencies | Funding accounts and processing withdrawals | Processing speed, fee structures, KYC verification limits |
| Mobile App and Web | Android APK (outside Google Play), iOS app and web app, responsive mobile browser portal | On-the-go betting and mobile slot play | Low-data mode efficiency, UI responsiveness, security features |
| Customer Support | 24/7 live chat, email (support@10cric.com), phone (+911171816618), knowledge base | Account, payment, and technical query resolution | Response speed, agent transparency, dispute handling |

The primary functional modules of 10cric consist of an automated casino section (RNG slots and table titles), a real-time live casino studio interface, and a sports betting line focused on cricket, football, tennis, and regional sports like kabaddi. Each section operates under distinct software frameworks and promotional rules. While the sportsbook caters to event-driven betting, the casino sections rely either on mathematical algorithms or live-streamed physical equipment to determine outcomes.
Practically, this matters for bonus accounting. A single welcome package may be routed to either the sports wallet or the casino wallet, and each route carries its own rollover multiplier, minimum-odds condition and eligible-game list. Choosing the wrong route after depositing is usually irreversible.

A frequent source of confusion is the assumption that a sports content site and a betting operator perform the same function. They do not, and the distinction is operationally decisive:
Keeping these two categories separate is the single most useful mental model when interpreting any operator review, including this one.

10cric delivers its platform via a responsive mobile web interface and dedicated Android and iOS applications optimized for lower-bandwidth mobile networks. The interface segregates sports betting, live events, and casino categories into top-level navigation tabs to reduce friction on handheld devices, with a left-hand sport menu and a search field for locating a specific match, team or player.
According to industry customer experience research, 65% of mobile gambling users abandon sites that take longer than three seconds to load, which makes low-data optimization essential rather than decorative. That figure sits alongside a second, equally relevant metric:
«84% of online casinos optimize their interface for low data traffic, which reduces the bounce rate by 18%.» Source: Worldmetrics, Online Gambling Customer Experience Statistics (2023).
Updated interpretation: in South Asian markets, low-data optimization is a measurable retention mechanism, which is precisely why operators like 10cric distribute a lightweight APK rather than relying solely on browser sessions. On a 3G connection in a stadium crowd, that difference is felt within seconds.

Key advantages include localized sports coverage (IPL, international cricket), INR payment integrations, and specialized live dealer formats. Primary limitations centre on the offshore regulatory status, complex bonus wagering requirements, and potential regional legal restrictions. Readers weighing alternatives may find our online casino comparison useful before registering.

Search results around this brand are full of promotional phrasing. You will see lines such as "10cric the only casino site you need", "raise your game ultimate betting at 10cric", "rev up your betting game choose 10cric" and "stay ahead of the game with 10cric betting". These are advertising taglines, not audited product claims.
Our position is simple: a slogan tells you what the affiliate or operator wants you to feel, never what the terms actually say. When you meet one of those phrases, translate it into a question. Which licence? Which rollover? Which payment rail settles in my currency? If a page cannot answer those three, it is copy, not analysis.

The query "parimatch vs 10cric which casino site offers better value" appears constantly, and it deserves a structured answer rather than a verdict. Both brands run offshore, both target cricket audiences, both localize payments. Compare them on five measurable axes instead of headline bonus size:
A cheaper headline percentage with a 7x bonus-only rollover can be worth far more than a 150% match at 45x on the combined base. Do the arithmetic before you compare brands.
Account creation requires completing a standard registration form, setting profile parameters, passing identity verification (KYC), and depositing funds via supported payment rails before accessing real-money games or the mobile app. We place this section before the bonus and game analysis deliberately, because the promo code must be entered during the qualifying deposit, not afterwards.
Completing account verification early prevents procedural friction when you request your first withdrawal.
«Reducing numerical anchors in the deposit-limit menu lowered the average selected limit by roughly 45%, from £1,601 to about £867 per day.» Source: Behavioural Insights Team, Remote Interventions Trial with bet365 (~45,000 customers) (2023–2024).
That result is directly actionable at sign-up. The deposit limit you set in the first five minutes, before any bonus excitement, is statistically the most protective number you will ever choose on the platform. Set it manually rather than accepting a suggested preset.

To register, users open the official portal, submit basic personal identification details, select an account currency, and confirm contact information. Verification handled early means smoother withdrawals later.
Registration flow (scheme, text version):

The 10cric app is available for Android (via direct APK file) and iOS devices, replicating the full desktop feature set including sportsbook access, live casino streams, poker, and payment tools optimized for touch navigation and lower mobile data usage. The iOS build comes through the App Store, while the Android package must be fetched from the operator's own domain, because it is not distributed via Google Play. Download application files exclusively from official domain sources to avoid the security risks of third-party mirrors.
Step-by-step Android APK installation:
.apk file; the download starts immediately.Once installed, the app supports live betting with real-time odds refreshes, live score tracking, push notifications for match events, in-app cashier access and casino play. Because the APK sits outside Play Store update automation, check the footer link periodically for newer builds. Miss an update and you may be running an old odds engine.
Bonus terms disclaimer: Information about bonus conditions is general in nature. Current wagering multiples, deadlines and restrictions are set by the operator and may change without prior notice. Terms are especially subject to rapid updates during major sports tournaments. Verify the live conditions directly on the official 10cric site before activating any offer.
The bonus structure covers first-deposit welcome packages, sports free bets, and periodic reload promotions, all bound by specific wagering multipliers and expiration windows. Scrutinize the exact terms before activation, because promotional conditions decide whether bonus funds can ever be converted to withdrawable cash.
Promotional incentives exist to increase player acquisition and account activity. Empirical data shows that complex promotional terms routinely lead to misunderstanding about the true cost of meeting turnover thresholds.
Official welcome package (updated): New users can claim a 150% deposit match up to ₹40,000 on their initial deposit.
- Bonus code:
AFF150WB- Minimum qualifying deposit: ₹250
- Sports rollover: 20x (deposit plus bonus) on selections with minimum odds of 2.00, within 15 days.
- Casino rollover: 45x (deposit plus bonus), within 15 days.
- Eligibility: new members only, claimable once per person, household, device and payment instrument.
- Note on conflicting published terms: some operator-facing marketing materials have advertised a softer 7x rollover with a 90-day window on a ₹1,000 to ₹30,000 deposit band. Where published terms conflict, plan around the stricter specification (20x sports, 45x casino, 15 days) and confirm the live T&Cs at deposit time.
The 10cric welcome bonus provides a matched percentage on a new user's initial deposit, requiring a minimum funding threshold (₹250) and entry of the promo code AFF150WB in the bonus field during the qualifying deposit. Unlocking those funds means completing rigorous wagering requirements on eligible games inside a strict time limit.
«In the control group, 92.4% of participants (269 of 291) underestimated the required stake volume; a worked numerical example substantially reduced the error.» Source: Journal of Gambling Studies, Wagering Requirement Comprehension Study (2025), n=585.
So confirm whether the wagering multiple applies solely to the bonus amount or to the combined sum of deposit and bonus. At 10cric it applies to deposit plus bonus, which materially increases required turnover. A worked example: a ₹1,000 deposit attracting a ₹1,500 bonus creates a ₹2,500 base; at 45x casino rollover that equals ₹112,500 in required stakes within 15 days. Read that number twice before you accept the offer.
Regular users are offered weekly reload matches, cricket-specific free bets, and seasonal tournament promotions designed to maintain account activity. Free bets generally return net winnings only, excluding the original stake, and reload bonuses frequently carry separate wagering rules from welcome offers. Promotions tied to major events like the Indian Premier League often feature strict odds thresholds for qualifying sports bets.
Documented recurring mechanics include:

Brand ambassadors and IPL promos: Endorsed by cricket legend Harbhajan Singh, 10cric runs specialized cricket promotions such as the Early Win 220/80 offer during the IPL season. Under this rule, single match-winner bets are paid out early as winners if the backed team scores 220 or more runs in the first innings, or restricts the opponent to 80 runs or fewer when fielding first. Eligible fixtures carry the Early Win 220/80 logo in the coupon.
Bonus wagering requirements specify the total rupee amount a player must bet before withdrawing bonus-derived winnings. Empirical research by the Behavioural Insights Team found that 70% to 90% of players fail to calculate total required stakes for "bonus plus deposit" schemes accurately, which leads to widespread overvaluation of promotional offers.
«Seven in ten participants could not calculate the stake volume needed to clear a wagering requirement; under a "bonus plus deposit" scheme the share rose to almost nine in ten.» Source: Behavioural Insights Team, Wagering Requirements RCT (December 2023), n=4,012.
Updated interpretation: the earlier 70–90% range holds, but the split matters. Comprehension collapses specifically when the multiplier applies to deposit plus bonus, which is exactly the structure used in the 10cric welcome offer. For instance, a 10x wagering requirement on a combined ₹100 deposit and ₹100 bonus requires ₹2,000 in total turnover before withdrawal eligibility.
Table: standard bonus condition evaluation framework for 10cric casino promotions
| Bonus Category | Target User Group | Deposit Requirement | Wagering Multiplier Structure | Critical Terms to Verify |
|---|---|---|---|---|
| Welcome Casino Match (150% up to ₹40,000) | New account sign-ups (code AFF150WB) | Minimum qualifying deposit ₹250 | 45x applied to deposit plus bonus | Game contribution weightings, maximum spin or bet cap, 15-day expiry window |
| Welcome Sports Match (150% up to ₹40,000) | New sports bettors (code AFF150WB) | Minimum qualifying deposit ₹250 | 20x applied to deposit plus bonus | Minimum odds 2.00 per selection, void and cash-out exclusions, 15-day expiry |
| Sports Free Bet | New or existing sports bettors | Qualifying bet placement at minimum odds | Stake not returned; winnings subject to 1x to 3x turnover | Minimum odds cutoff, single vs. accumulator restriction, market exclusions (for example cash-out ineligible) |
| Weekly Casino and Sports Reload (up to 40%, max ₹30,000) | Existing verified account holders | Reload deposit from about ₹2,000 in promo window | Usually applied to bonus amount (for example 25x) | Eligible slot titles, live casino restrictions, cap on maximum converted winnings |
| Cricket Odds Boost and Early Win 220/80 | Active sports bettors during IPL | Qualifying stake on selected cricket matches | No wagering on extra profit, or bonus token payout | Maximum stake limit, pre-match vs. in-play requirement, early-settlement definition (220 or more runs, 80 or fewer) |
Wagering contribution by game category. Not every rupee staked counts equally toward rollover. This table is the single most important detail for anyone attempting to clear a casino bonus:
| Game Category | Wagering Contribution Percentage |
|---|---|
| Online slots, scratch cards, instant games, keno | 100% |
| Crash games, dice, Sic Bo, live wheel | 20% |
| Roulette, blackjack, card games, Teen Patti | 10% |
| Video poker, Russian poker | 5% |
Read it practically: ₹1,000 staked on slots reduces the requirement by ₹1,000, but the same ₹1,000 staked on blackjack reduces it by only ₹100, and on video poker by just ₹50.
«Above a one-times bonus wagering level, calculating the probability of completing the requirement on slots is practically impossible without knowing the full payout distribution.» Source: Behavioural Insights Team, Slot Wagering Simulation Report (2024).

The automated casino library includes hundreds of video slots, progressive jackpot titles, and classic table games powered by third-party software providers. Game mechanics rely on Random Number Generators (RNG) to determine outcome probabilities, with varying Return to Player (RTP) percentages across titles.
Understanding game maths and category rules helps players distinguish between purely chance-based slot mechanics and strategic table games where decision-making affects the house edge. Many slot titles are also available in free demo mode, which is the low-risk way to learn feature triggers and volatility behaviour before committing funds.
Slot titles form the largest category, ranging from standard three-reel formats to Megaways engines and progressive jackpots where a fraction of every stake feeds a cumulative prize pool. Jackpot games usually carry a "jackpot" label and a live-incrementing prize counter. While they present large potential payouts, their baseline RTP is often lower because of jackpot contribution deductions.
Research into slot mathematical models shows that high-volatility slots combined with multi-multiplier wagering requirements make calculating expected bonus value intractable for players.
«High-volatility slots with multi-tier wagering requirements make expected bonus value mathematically unattainable for the average player to calculate.» Source: Behavioural Insights Team, Slot Wagering Simulation Report (2024).
Frequently played titles in this section include Starburst (NetEnt), Gold Blitz (Microgaming) and Book of Dead (Play'n GO), each with distinct feature mechanics detailed below.
Automated table games feature classic variations of blackjack, European and American roulette, baccarat, poker, and dice formats like craps and Sic Bo, alongside regional card variants. These titles offer fixed house edges, though bonus terms reduce their contribution rate toward wagering requirements compared with slots. Game panels display minimum and maximum bets plus payout tables before play begins.


10cric collaborates with established global software developers such as NetEnt, Pragmatic Play, Microgaming, Play'n GO and Evolution to supply its catalogue. Slots remain the most heavily accessed category, followed by live dealer tables and regional card variations. Certified providers matter because their RNGs are independently audited for mathematical randomness and compliance with international testing standards.
Signature titles per provider, with the mechanics that define them:
The 10cric live casino streams real-time gameplay from professional studio environments, letting players interact with live dealers across traditional card tables and interactive game shows. The format combines streaming technology with digital betting overlays.
Live casino games remove automated RNG graphics and replace them with physical wheels, shuffled card decks, and human croupiers broadcast via optical character recognition (OCR) technology.
«72% of players showing signs of problem gambling prefer platforms with zero-latency live dealer streams, which may unintentionally extend session length.» Source: Worldmetrics, Online Gambling Customer Experience Statistics (2023).
Because live tables run on continuous round timers with no natural stopping point, session-time reminders matter more here than in any other product category. There is no full-time whistle at a roulette table.

Game show titles and augmented live games feature interactive prize wheels, multiplier mechanics, and studio hosts to create entertainment-focused betting experiences. Engaging, yes. They also carry complex side bets and variable volatility profiles that demand cautious bankroll management. Popular formats include wheel-based multiplier games, multi-ball roulette variants and dice-driven live shows. Note that many fall into the 20% contribution tier for wagering purposes, which makes them inefficient for bonus clearing despite the entertainment value.
The sportsbook provides pre-match and in-play wagering markets focused heavily on cricket, football, tennis, kabaddi, and eSports. Odds are offered in fractional, decimal, or American formats, accompanied by live match statistics, form data, head-to-head records and early cash-out options, including partial cash-out. Minimum bet size starts around ₹5.
Sports betting rewards analysis of team form, pitch and weather conditions, and statistical probabilities, rather than pure house-edge mechanics. It still carries a margin, though. Every price does.
Cricket betting, covering the Indian Premier League, ICC tournaments, international Test series, the Pakistan Super League and the County Championship, serves as the core sports offering. Around it sit top-tier football leagues, ATP and WTA tennis, Pro Kabaddi, golf and competitive gaming leagues. Readers comparing operators may also want to review broader coverage of online casinos for Indian players before committing to a single account.

In-play live betting allows wagers on real-time match occurrences, such as next over runs or next goal scored, with odds updating continuously. Accumulators, cash-out and partial cash-out are supported, so you can settle early to lock in partial profit or trim a loss. Auto cash-out is not documented, and cricket live streaming is absent.
Behavioural evidence indicates that live betting inducements heighten impulsive decisions during high-stakes match moments:
«Fear of missing out, peer pressure and bonus inducements form durable betting patterns among young fans, independent of rational odds assessment.» Source: Journal of Gambling Studies, Australian Youth Sports Betting Study (2025).
Updated interpretation: the risk in live markets is not the odds themselves but the delivery context. Push notifications, in-play boosts and time-limited offers compress decision windows into seconds. Pre-committing a per-match stake ceiling before the first ball is the most reliable counter-measure we know of.

Financial transactions support localized Indian payment systems like UPI, PhonePe, Paytm, IMPS, NetBanking and AstroPay, alongside e-wallets (Skrill, Neteller, Jeton, eZeeWallet), Visa and Mastercard, and major cryptocurrencies, subject to mandatory identity verification and evolving legal and tax regulations in South Asia. Card details are stored under encryption for reuse after first registration.
Payment architecture (scheme, text version):
Documented limits and processing speeds. Figures below reflect published operator tables at the time of review and should be re-checked in the cashier:
| Payment Rail | Min Deposit | Max Deposit | Processing Speed |
|---|---|---|---|
| UPI, Paytm, PhonePe | ₹1,000 | ₹50,000 | Instant |
| Indian NetBanking and bank transfer | ₹500 | ₹200,000 | Instant deposit; withdrawals up to 48 hours |
| Credit and debit cards (Visa, Mastercard) | ₹1,000 | ₹100,000 | Instant deposit; withdrawals 1 to 3 business days |
| AstroPay and e-wallets (Skrill, Neteller, Jeton, eZeeWallet) | ₹300 | ₹700,000 | Instant; withdrawals up to 48 hours (some rails carry about a 2% fee) |
| Cryptocurrency (BTC, ETH, LTC, USDT, TRX) | 0.00001 BTC equivalent | Up to 10 BTC | Instant (network fees apply) |
Withdrawal ceilings vary by method and verified account tier, ranging from roughly ₹8,000 on some slow rails (up to 30 business days) to ₹2,000,000 on faster e-wallet and crypto routes (typically up to 48 hours). Bank-transfer withdrawals may take up to 10 banking business days.
Legal and regulatory disclaimer (India): Gambling laws in India operate primarily at state level under the framework of the Public Gambling Act of 1867 and state-specific enactments (for example Nagaland, Telangana, Andhra Pradesh, Tamil Nadu). Online gaming intermediaries are additionally touched by the IT (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021, as amended in 2023. Under national tax law revisions, including the Finance Act 2023, net winnings from online games are subject to a 30% flat income tax, and online gaming services attract a 28% GST rate. Players are responsible for understanding their local state regulations and reporting taxable winnings to the relevant authorities.
«The Finance Act 2023 introduced a 30% tax on net winnings from online games and a 28% GST on online gambling, casinos and horse racing nationally.» Source: Chambers Global Practice Guide, Gaming Law India (2024).
General legal and tax disclaimer: This information is general in nature and does not substitute legal or tax advice. Online gambling legislation in India is regulated at state level and can differ substantially between jurisdictions; state bans and pending judicial review can change the position quickly. Verify current legal status with a qualified professional before depositing.

Regional disclaimer: Legal status, currency support and payment availability differ materially between India and Bangladesh, and may change without notice. Nothing in this section constitutes legal advice; consult a qualified local professional regarding your jurisdiction.

Before funding any offshore account, run this seven-point check:
10cric offers 24/7 customer support via live chat and email, accompanied by responsible gambling controls including voluntary deposit limits, activity statements, cooling-off periods, and self-exclusion tools that help users hold on to financial control. Direct contact channels include phone: +911171816618 and email: support@10cric.com, with Hindi-speaking chat agents frequently available alongside English support.
«91% of online players rate 24/7 support as "very important"; live chat resolves issues roughly 40% faster than email (12 minutes vs. 20 minutes).» Source: Worldmetrics, Online Gambling Customer Experience Statistics (2023).
That differential is a practical reason to route payment or verification disputes through live chat, and to request a chat transcript for your records.
Research shows that lower default deposit limits and voluntary self-exclusion reduce gambling-related harm and overspending. The strongest current evidence separates the two mechanisms:
«An extended ban on direct marketing after self-exclusion reduced total four-week deposits significantly more than a standard ban (€455 vs. €319; p=0.017 at six months).» Source: von Hammerstein et al., self-exclusion RCT, Journal of Gambling Studies, French cohort, n=2,548 (2023–2024).

Updated interpretation: self-exclusion works best when paired with a marketing-communication block. If you activate a cooling-off period, also opt out of SMS, email and push promotions explicitly, otherwise re-engagement messaging erodes the protective effect. On deposit limits specifically, the bet365 remote-interventions trial cited earlier shows that limit-menu design alone shifts chosen limits by roughly 45%, so choose your figure deliberately.
If gambling is causing financial or emotional harm, use the operator's self-exclusion tool and seek independent support. International services such as Gambling Therapy provide free multilingual online counselling and forums, and many countries operate national helplines. Self-exclusion is not a commercial decision; treat it as a health measure.
AFF150WB, minimum deposit ₹250, subject to 20x rollover on sports at minimum odds of 2.00, or 45x rollover on casino, typically within 15 days.
Fact check and terms verification notice (verified: 2026): Bonus terms, minimum deposit limits, promotional wagering multipliers, licensing disclosures and payment limits can be modified by the operator without prior notice, and they change most frequently during major tournaments such as the IPL and ICC events. Always verify the current official "Terms and Conditions" page directly on the 10cric portal before opting into any promotional offer or making a deposit.
18+ only. Gambling involves financial risk and can be addictive. This review is educational and does not constitute financial, legal or tax advice, nor an inducement to gamble.